Wakama logo

Process more agricultural files without expanding your field operations.

Wakama helps MFIs / SFDs produce more readable agricultural files: verified field data, Wakama Score, committee file, monitoring and audit trail.

Request an MFI / SFD pilot

Your institution keeps the credit policy, committee and final decision. Wakama structures the evidence.

90 days
100 to 300 files
Decision retained
Auditable data

Agricultural credit file

Prepared for committee review

Pilot scoped

KYC

Complete KYC

Plot

Verified plot

Wakama Score

Committee-ready file

THE OPERATIONAL BOTTLENECK

Agricultural risk often starts before credit: in file production.

For an MFI / SFD, processing agricultural finance requires more than market appetite. It means identifying farmers, verifying plots, collecting documents, understanding the season and monitoring the portfolio after disbursement.

Costly processing

Each agricultural file requires field work, time, verification and local coordination.

Fragmented data

KYC, plots, cooperatives, weather, documents and farmer history rarely arrive in a usable format.

Under-equipped committees

Without a clear file, credit committees work with too few comparable proofs.

Limited monitoring

After decision, field, weather, NDVI or farmer activity alerts remain difficult to consolidate.

Wakama reduces the cost of producing a reliable file for your decision.

WAKAMA METHOD

From farmer to committee, every step produces evidence.

Wakama organizes the operational flow around a clear separation: we prepare the file, your MFI / SFD decides.

Collection -> verification -> scoring -> file -> MFI / SFD decision -> monitoring

Collect

KYC, documents, plots, cooperatives and farmer activity.

Verify

Geolocation, field evidence, weather, NDVI and data coherence.

Score

Wakama Score and structured agricultural risk reading.

Document

Credit file, Idjor summary and useful committee elements.

MFI / SFD

Decide

Your MFI / SFD applies its credit policy and keeps the final decision.

MFI / SFD decision

Wakama + MFI / SFD

Monitor

Monitoring, alerts, reporting and supervised portfolio.

Measure what field operations cost, then reduce it.

The Wakama pilot compares before and after: processing time, field cost, file completeness, evidence quality and monitoring capacity.

Before Wakama

Scattered visits and documents
Files difficult to compare
Under-equipped credit committee
Limited agricultural monitoring
Manual reporting

With Wakama

Structured data
Explainable agricultural score
Committee-ready file
Consolidated audit trail
Portfolio alerts and monitoring

90

Controlled pilot cycle

300

Up to 300 files

6

6 usable deliverables

MFI / SFD DELIVERABLES

What your teams receive: files ready for discussion.

Wakama turns field data into deliverables your credit, risk, compliance and operations teams can use.

Agricultural file ready for review

Committee ready

Farmer profile

Cocoa producer · Active coop

78/100
KYC & documents
Compliant
Plots and crops
3.2 ha
Risk factors
Moderate
Committee file
Generated
Portfolio dashboard
Active
GOVERNANCE

Your MFI / SFD keeps the decision. Wakama makes the file defensible.

Wakama remains an infrastructure and execution layer. Credit policy, terms, committee, disbursement and regulatory responsibility stay with your institution.

This separation improves documentation without moving responsibility.

Verified field dataWakama
Wakama ScoreWakama
Idjor summaryWakama
Committee fileWakama
MonitoringWakama
Audit trailWakama
Credit policyMFI / SFD
Eligibility criteriaMFI / SFD
Credit committeeMFI / SFD
Final decisionMFI / SFD
DisbursementMFI / SFD
Regulatory responsibilityMFI / SFD
Verifiable data

Field data reinforced for auditability.

Wakama structures agricultural data, then distributes it through a chain designed to preserve traceability, integrity and institutional review.

Field -> Wakama -> integrity layer -> oracle -> MFI / SFD dashboard

Field

Farmers, plots, cooperatives, documents and agricultural signals.

Wakama

Structuring, verification, scoring and file preparation.

Integrity layer

Solana integrity layer

Reinforced integrity, traceability and audit trail.

Wakama Oracle

Controlled distribution to dashboards, reports and APIs.

MFI / SFD Dashboard

Portfolio reading, monitoring, scoring and reporting.

The blockchain layer is not exposed to the end client: it reinforces data integrity and traceability.

Certification in preparation

Sensitive data requires serious method.

Wakama works with AQC in Casablanca on an ISO/IEC 27001 implementation program based on the CIA triad. Certification is in preparation.

Program engaged with AQC, Casablanca.

Confidentiality

Protecting sensitive data, access and institutional information.

Integrity

Maintaining reliable, accurate, traceable and auditable data.

Availability

Preserving continuity of critical systems.

Your first agricultural files can become your market proof.

Frame an MFI / SFD pilot with Wakama and measure, on a limited portfolio, data quality, score readability, processing cost and monitoring capacity.

Request an MFI / SFD pilot