COMPLIANCE & GOVERNANCE
Designed to document risk without moving the decision.
Wakama structures field data, scoring, files and agricultural monitoring within a clear frame: your institution keeps the credit policy, committee, final decision and regulatory responsibility.
We provide the evidence. You keep the decision.
Compliance memo
Institutional governance
Wakama documents
Data, score and file preparation
Institution decides
Credit policy, committee and final decision
Audit trail
Readable and controllable history
Contractual frame
Scope, confidentiality and responsibilities
GOLDEN RULE
Wakama never makes the credit decision.
Wakama prepares the file. The institution owns the decision.
Our role is to make the agricultural file readable: collect, verify, score, document and monitor. The institution’s role remains unchanged: define credit policy, run its committee, set terms and make the final decision.
Wakama provides
Verified field data, Wakama Score, Idjor summary, committee file, monitoring and audit trail.
Institution keeps
Credit policy, eligibility criteria, credit committee, final decision, disbursement and regulatory responsibility.
RESPONSIBILITY MATRIX
Separate roles to protect governance.
Every Wakama pilot must clarify what Wakama operates, what remains under institutional responsibility and what can be shared under contract. This separation reduces operational ambiguity and protects institutional responsibility.
REGULATED GOVERNANCE
A workflow built for your committees, not around them.
Wakama integrates as a support layer for agricultural credit processing. Decisions, responsibilities and regulatory obligations remain with the regulated institution. BCEAO-ready means designed for discussion, contractual validation and legal review with the institution. It does not mean official regulator approval.
Support functions
Collection, KYC, scoring, documentation, monitoring and reporting.
Decision retained
Credit policy, committee, terms, disbursement and final responsibility.
Reviewable file
Data, sources, documents, score, history and alerts organized for audit.
Contractual frame
Scope, confidentiality, SLA, responsibilities and legal review before deployment.
AUDIT TRAIL
A good file must be reviewable, explainable and controllable.
A score alone is not enough. Wakama brings together sources, documents, field signals, alerts and history so each file can be reviewed by credit, risk or compliance teams.
DATA INTEGRITY
Reinforce evidence without exposing complexity.
Field data is structured by Wakama, then reinforced by an integrity layer focused on traceability and auditability. The institution receives usable data, not additional technical complexity.
Step 1
Field data
Step 2
Wakama structuring
Step 3
Solana Blockchain Trust Layer
Step 4
Wakama Oracle
Step 5
Institutional systems
The blockchain layer is not exposed to the end client: it reinforces integrity proof and data traceability.
Security must be designed before scaling.
Wakama has engaged Access Quality Consulting (AQC), based in Casablanca, to support the implementation of an information security management system aligned with ISO/IEC 27001. Certification is in preparation.
Program engaged
AQC — Casablanca
Confidentiality
Protecting sensitive data, access and institutional information.
Integrity
Maintaining reliable, accurate, traceable and auditable data.
Availability
Preserving access continuity to critical systems.
Scope
CONTRACTUAL FRAME
Clarify the scope before deploying.
Before each pilot or contract, Wakama must clarify responsibilities, data purposes, access rules, confidentiality, service levels and each party’s obligations. A good deployment starts with a clear frame. Technology comes after.
Assess Wakama with your compliance teams.
Organize a brief to review the responsibility doctrine, operational matrix, audit trail, information security and pilot framework.